Legal

By accessing or using Cherokee Bank services, you agree to be bound by these Terms of Service. Cherokee Bank provides digital banking services including multi-currency wallets, cryptocurrency trading, peer-to-peer transfers, and merchant payment solutions.

Users must be at least 18 years of age and complete identity verification (KYC) to access all services. You are responsible for maintaining the security of your account credentials and for all activities that occur under your account.

Cherokee Bank reserves the right to suspend or terminate accounts that violate these terms, engage in fraudulent activity, or fail to comply with applicable regulations.

Cherokee Bank is committed to protecting your privacy. We collect personal information necessary for identity verification, fraud prevention, and service delivery. This includes name, email, phone number, government-issued ID, and transaction data.

We implement industry-standard security measures including AES-256 encryption, secure data storage, and regular security audits. Your data is never sold to third parties.

We may share information with regulatory authorities as required by law, and with service providers who assist in operating our platform under strict confidentiality agreements.

Cherokee Bank maintains a comprehensive Anti-Money Laundering (AML) and Know Your Customer (KYC) program in compliance with applicable regulations. All users must complete identity verification before accessing financial services.

We employ real-time transaction monitoring, risk scoring, and suspicious activity reporting. Transactions involving sanctioned countries (OFAC list) are automatically blocked.